Personal Accident and Illness

Personal Accident and Illness policies are primarily suited to sole traders, who are unable to obtain Workers Compensation or Income Protection insurance. These policies are designed to protect your income around the clock, anywhere in the world, should you be unable to work due to an injury sustained or an illness. Capital benefits are also available, providing a lump sum payment immediately following a physical loss as detailed in the policy. These policies also enable you to select a Benefit Period of 2 to 5 years and a waiting period of 7 to 30 days.