WorkCover WA legal requirement
Workers Compensation Insurance Services in Perth
Workers Compensation Insurance for Employers
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For business owners with employees or subcontractors
Covers medical costs, lost wages, common law damages and more
Fines and penalties apply for not having a policy in place
As a business owner in Western Australia, it is important to understand that WorkCover law requires you to hold Workers Compensation insurance. But why is it necessary?
Workers Compensation is a statutory requirement for any business that employs staff or engages uninsured subcontractors. If you have employees or uninsured subcontractors, you must have a Workers Compensation policy in place.
This insurance provides protection if a worker suffers a work-related injury or illness. It can cover wage replacement when employees are unable to work and pay for medical treatment. Workers Compensation is a legal requirement overseen by WorkCover WA because everyone has the right to a safe workplace.
Why it matters for your business
Workers Compensation insurance protects both your employees and your business. Without it, you could be liable for medical costs, lost wages, common law damages, penalties and other expenses if someone is injured at work.
Taking out a Workers Compensation policy helps you avoid these financial risks while providing vital support for your team.
Westralian Insurance can arrange comprehensive business insurance and provide a thorough, obligation-free quote. Our fully qualified insurance brokers are ready to learn about your business, so call us today on (08) 9302 1388.
“Just wanted to let you know how much we’ve always been super impressed with you guys. Maree and I appreciate everything you do and your staff are amazing. Special mention to Juls…what a ripper.”
Troy Hynam, Go Go On Hold
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How Common Are Workplace Injuries?
You might think that workplace injuries are only likely in dangerous jobs or jobs that require a lot of manual labour. However, the truth is that jobs of all kinds can lead to injuries. For example, repetitive motions such as typing can lead to carpal tunnel. And working at a restaurant can expose employees to the risk of burns and slip and falls.
Whatever kind of business you run in Perth, make sure your employees follow all safety protocols, review your Workplace Health and Safety, and Risk Management policies and procedures regularly, and further protect your business by purchasing a Workers Compensation policy.
Have a Question? We Have Answers
At Westralian Insurance, we help business owners stay compliant with WorkCover laws and protect the financial future of their businesses. If you have questions about insurance for sub-contractors or family members who work for you, contact one of our knowledgeable insurance brokers. We can help you thoroughly understand the legal requirements in your business’s unique situation.
If you’d like to send us a message or request a free quote, email us on info@westralianinsurance.com.au. We look forward to hearing from you.
For more information or for a free quote, call our team today on 08 9302 1388
Terms, conditions, limits and exclusions apply to the products referred to above. The information provided here is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these, having regard to the appropriateness of this advice, and the relevant Product Disclosure Statement, available by calling us on (08) 9302 1388, before deciding to acquire, or to continue to hold, this product.
